We all love shopping at Zara, but if you’re waiting for payday to arrive before splurging, you may want to know whether you can make a purchase with Klarna. The high street brand, which drops new items every single week, often proves so popular that pieces sell out almost instantly. The brand doesn’t always restock sold out pieces, so time really is money when shopping with the brand.

Klarna allows you to place an order without the money leaving your bank account. This stops you having to empty your bank account if you want to order a few different sizes or options. There are usually a few ways you can use Klarna, one of which gives you an extra 28 days after placing the order to pay for your order, giving you time to return it. Other options allow you to pay in three, making big payments much more achievable.

If you’re familiar with Klarna and want to use it at Zara, scroll down for all your burning questions.

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Can I pay Zara with Klarna in the UK?

Unfortunately, Zara doesn’t accept Klarna for those living in the UK, however it does take Klarna elsewhere in the world. Annoying, right? You can use it to pay for items ahead of pay day if you live in the Netherlands, for example. However while most brands offer an option to pay in 30 days, Zara offers a shorter window of 14 days. To find out whether it accepts Klarna in your country, check out their payment information.

Does Zara use Clearpay?

For those living in the UK, Zara doesn’t accept Clearpay. For those that don’t know, Clearpay is similar to Klarna. It allows you to split your payment into four instalments, which makes paying for big purchases way easier. Brands like ASOS, Nasty Gal and Lazy Oaf accept it to allow their customers to spread the cost. Obviously this can encourage people to spend more than they actually have though, a bit like a credit card, so some people don’t approve! In the case of Zara, that decision is out of your hands anyway.

How to use Klarna on Zara app

If you’re shopping in a country that does accept Klarna, you can use it as a payment method when shopping on the Zara app.

Once you’ve added all the items you want to buy into your basket, head to the checkout as usual. Your regular card details should appear as you make your way through the process, and you can select ‘Other Payment Methods’ underneath your card details. Select Klarna, and you’ll be required to enter some personal information before you place the order such as your date of birth and email address. Once this has been entered, you can complete your order.

What payments does Zara accept?

You can pay for your Zara order in a multitude of ways.

This includes:

• Visa
• Mastercard
• American Express
• PayPal
• Apple Pay
• Gift cards

Does Zara offer monthly payments?

In the UK, the high-street brand doesn’t offer an option to split up payments, so you’ll have to pay for your order upfront if you want to make a purchase.

Which brands accept Klarna?

There are plenty of other stores that do accept Klarna.

These include:

• Other Stories
• H&M
• Mango
• Farfetch
• Cos
• Arket

Read our full list of brands that take Klarna.

Does Klarna offer flexible payment options?

Depending on your budget, Klarna offers four different payment methods—Pay in 4, Pay Now, Pay in 30 days, and Pay over time. So, you can choose exactly how much you want to spend and when you can pay. The Pay in 4 option splits your purchase into four interest-free payments, while Pay is for much larger purchases over time.

What card does Klarna not accept?

Klarna accepts all major debit and credit cards such as Visa, Discover, Maestro and Mastercard. Prepaid cards are not accepted.

Can I get a refund for online orders?

You can receive a refund within 30 days of purchase, provided that the item is in perfect condition and has all tags attached. Read more about Zara returns.

How long does a refund take?

Their refund process typically takes up to 2 weeks. In the rare event that you don’t receive your refund in 14 days, you may contact either the company or your bank to expedite the process. When contacting your bank, ensure that you provide them with the refund confirmation email from the brand.

Does Zara charge for online exchange?

At Zara, customers are provided with the option of freely exchanging items from their purchase. It is important to note that the exchange must be initiated within a specified time frame. For online purchases, customers have a generous window of 30 days from the shipment date of their order to initiate the exchange process. Similarly, for purchases made at a physical Zara store, customers have 30 days from the original purchase date to request an exchange.